Housing and home loans

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Whether you are looking to rent an apartment or buy a first home, finding the right type of housing in Seattle can be a challenge. The Whole U partners with UW Community Relations to bring you options and resources to fit your budget level.

Looking to buy or refinance a home?

Get significant discounts on mortgage fees and advice from home-buying experts with the Hometown Home Loan program, a benefit offered to UW employees and immediate family members through a partnership with HomeStreet Bank. The program offers:

UW Campus Seminars

HomeStreet Bank offers monthly free seminars on home buying, condo buying, home maintenance, and much more at all UW campuses. Check out our events page to keep up to date with when HomeStreet is on your campus and join The Whole U and HomeStreet for these free seminars! If you are interested in hosting a seminar with HomeStreet Bank for your department or building, please contact The Whole U at wholeu@uw.edu.

Home Buyer Classes

As part of your Hometown benefits, you and your immediate family members have access to Home Buyer Classes at no-cost. These 5 hour classes are taught in conjunction with the WA State Housing Finance Commission.  Attendees receive a certificate of completion that is good for up to two years in applying for downpayment assistance.

Come learn everything you want to know from the home industry experts:

  • Renting vs. Homeownership
  • What Do Lenders Look For
  • Applying for a Home Loan
  • The Role of the Real Estate Agent
  • Why You Need a Home Inspection
  • Understanding Home Insurance
  • The Closing Process with Escrow
  • Available Special Down Payment Assistance Programs

Spouses and partners are encourage to attend. Lunch and parking are provided.

Space is limited! Please call 206-628-0207/888-425-6990 to sign up or go to www.homestreet.com/HBclass

Reduced closing costs and fees

Your Hometown Home Loan discounts are available to you exclusively through HomeStreet Bank’s Affinity Lending Center. When you get your home loan through the Affinity center, you’ll receive a credit worth 0.50 percent of the loan amount to use towards closing costs. On a $500,000 loan, for example, that credit’s worth $2,500.  Using a participating Realtor can double your savings with a 1% discount on the home purchase price!

Home Consultations/Pre-Qualification Sessions

As you prepare to buy a home, one of the first steps is to meet with a non-commissioned Hometown loan officer and get pre-qualified. Based on your finances and the current housing market, a pre-qualification appointment gives you a realistic idea of what you can afford right now or how much you need to save. The appointment is private, and you’re welcome to bring your spouse, partner, or potential co-signer.

Loan reviews and refinancing options

Does your current mortgage meet your needs? Both property values and interest rates change often, so it’s important to periodically review your home loan. The loan officers at HomeStreet Bank are available to help you explore your options and make sure you have a loan that works well for you.

For more information go to www.homestreet.com/UW or call the Hometown Hotline 206-628-0207 Mon-Fri 8:00am-9:00pm and Sat 9:00am-5:00pm. Also, check out the Whole U events page for on-campus seminars of interest to future and current home owners.


Renting an apartment near campus?

Two apartment complexes near campus — Bridges@11th and Radford Court — give priority access to UW employees, faculty, and their families.

Bridges@11th is a U-District apartment complex that gives priority access to faculty and staff working at the UW and Seattle Children’s Hospital. If no apartments are currently available, you can put your name on the priority waitlist. You’re eligible for priority access if you’re in an active, benefits-eligible position at UW that has a duration of nine months or longer. Temporary employees and retirees aren’t eligible, but can apply for apartments if there aren’t other employees on the waitlist. Thirty seven of the units are offered at reduced rates to employees who earn less that area’s median income. To learn more about priority access, get pricing details, schedule a tour, and check availability, visit the  Bridges@11th website.

Radford Court, just ten minutes away from the Seattle campus offers preferred access to UW employees and student and provides 24 acres of private community lawns, gardens and playgrounds. To learn more about priority access, get pricing details, schedule a tour, and check availability, visit the Radford Court website.

Are you a visiting faculty?

The Visiting Faculty Housing Service provides a listing service to match new and visiting UW faculty and staff with appropriate rental housing.


Affordable housing near UW

Affordable housing is in high-demand so The Whole U is pleased to share information from community partners that may help you find a place you love to live:

Mercy Magnuson Place – South

New studio, 1 and 2 bedroom apartment homes are available near campus at Mercy Magnuson Place – South. Applications are now being accepted with move-in dates beginning in May 2019. When complete Mercy Magnuson Place will include 148 brand new, energy-efficient, affordable apartments, with 108 of the units reserved for households earning no more than 60% of area of median income ($64,200 for a family of four). Mercy Housing, is a national nonprofit organization, is working to build a more humane world where poverty is alleviated, communities are healthy and all people can develop their full potential.

The city of Seattle’s Office of Housing funds affordable workforce housing and may be able to help you find housing in Seattle.

Red Cedar

Located near Harborview Medical Center and opening in summer of 2019, Red Cedar has119 apartments in a mix of 1, 2, 3 and 4-bedroom units. A Seattle Housing Authority property, see the income criteria section of the Red Cedar flyer to see if you qualify.